Deposit addresses · USD1

World Liberty Financial USD deposit addresses for your users.

Give every one of your users a permanent World Liberty Financial USD address they can deposit to any time. It has no private key, and we pay the network fee to collect what lands on it. A treasury-backed dollar deployed on Ethereum, BNB Chain, Solana and Tron — the same four chains most volume already uses.

Start building How deposit addresses works

USD1 on 4 chains.

Enable the ones your users need. Each gives that user their own address, and enabling a new one later gives it to the users you already have.

EthereumERC-20

BNB ChainBEP-20

TronTRC-20

SolanaSPL

USD1 on Ethereum: Gas here is the highest of any chain on this list, so a payment has to clear a minimum amount to be worth collecting. The checkout shows that minimum to your payer before they choose Ethereum, and every other chain here is cheaper.
USD1 on BNB Chain: USDT and USDC have 18 decimals on BNB Chain, where they have 6 almost everywhere else. Read decimals from the API rather than writing 6 into your code — getting it wrong is a silent error of twelve orders of magnitude.
USD1 on Tron: There is no USDC on Tron — Circle ended its TRC-20 issuance in February 2024. USDT is what everyone uses here in any case, and it is the most common way money moves on this list.

Issuing a World Liberty Financial USD address.

Create the customer
One POST with your own user id as the reference. This is the record everything else hangs off.
Ask for an address per chain
One per (customer, chain), and it does not change. The same customer has the same address on every EVM chain, and you can show it again tomorrow without calling us.
Credit on deposit.confirmed
We watch every block, credit what lands, and pay the network fee to move it. Nothing we do behind an address ever changes what you are owed.

POST /v1/customers

curl https://api.molnpay.com/v1/customers \
  -H "Authorization: Bearer $MOLNPAY_SECRET_KEY" \
  -H "Idempotency-Key: user_4471" \
  -d reference_id="user_4471"

What you do not have to do.

Hold a USD1 wallet, or guard a seed phrase for one. No address here has a private key.
Keep gas on hand. We pay the network fee on every chain USD1 settles on.
Re-issue an address. One per user, per chain, and it does not change.
Watch every block yourself, or reconcile a reorg by hand.